Rates and policies

In-Network, Out-of-Network and Out-of-Pocket

We’ll help you navigate your coverage. For any additional questions not covered below, please email officeadmin@chicagopt.org

Basic Rates & Policies

In-Network

We are an in-network provider for BCBS PPO and BCBS Choice plans. (Not BCBS HMO plans.) Health insurance typically covers physical therapy. When billing in-network insurance, charges may vary based on procedure codes and time spent.

  • In-network patients pay nothing up-front. We will submit claims for you. If there is a co-payment or charge due to a deductible not yet met, the patient will be notified of any balance with an electronic invoice.

  • If you are verifying with your insurance we are in-network and cannot find it under Chicago Physical Therapists, try Meredy Parker.

Out-of-Network

We are out-of-network for insurance policies other than BCBS PPO/Choice.

  • If this applies to you, we recommend calling the benefit number listed on your insurance card and checking your specific benefits before starting physical therapy.

  • We will collect payment at our out-of-pocket rates at the time of service. These are outlined below. As courtesy, we will submit claims for you and anything covered by your insurance plan will be reimbursed to you directly.

Out-of-Pocket Rates

  • Initial Evaluation: $195

  • Follow-Up Treatment Sessions: $175

  • 4-pack of Follow-Up Sessions: $640 ($160/session)

  • 8-pack of Follow-Up Sessions: $1240 ($155/session)

  • 10-pack of Follow-Up Sessions: $1500 ($150/session)

  • 90 Minute Extended Initial Evaluation: $295 (for cases needing a longer evaluation due to complicated medical history or delivery)

  • 90 Minute Evaluation for EDS/Hypermobility: $295

  • TeleHealth - PT Treatment (60m) $175

  • Clogged Milk Duct Follow Up Treatment $85

Cancellations and Late Arrival

If you need to cancel an appointment, please call our front office at 773-770-3682. It is important that we have adequate time to fill your spot should you not be able to attend.

  • There is $75 cancellation fee if you do not show up for your appointment, or for cancelling with less than 24 hours notice (emergency and special circumstances are considered)

  • If this occurs more than once, you will be charged a full $175 fee

  • Arrival over 15 minutes late will be charged a $30 fee

  • Arrival over 25 minutes late will be charged a $60 fee

Please note these fees will be charged automatically to your account, and insurance does not apply.

Medicare

Our clinic is considered a non-participating provider for Medicare. The policies listed above for Out-of-Network insurances apply for Medicare cases. This means we accept Medicare patients: you are responsible for payments up-front, we will bill Medicare, and then you will be reimbursed directly from Medicare.

Typical reimbursement for Medicare is very good, but you need to keep track of how close you are to the Medicare cap for each year.

We can help check your Medicare cap for you if you’ve had physical therapy at another facility before visiting us and you want to know how close you are to meeting your cap.

To make a payment to your account

In order to make a payment to your account, please visit this page.

Alternatively, Quickpay/Zelle payments can be sent to Meredy@chicagopt.org

Please see our FAQ page for more details or contact us with questions at billing@chicagopt.org